Character: Ishchenko O. A.



Banks are an integral part of the economic system. The essence of banking is to generate income from the disposal of temporarily free funds. Therefore, banks strive to attract the maximum number of depositors who agree to transfer money to the bank for temporary use for a certain fee, and then provide these funds for a higher fee and for a certain period of time to those who need them.
№ 464673   Added Viker 19-03-2024 / 12:25
The primary subjects of capital supply are households (population), which have temporarily free (extra) money. By offering capital, households refuse, for a certain reward, the alternative use of capital for consumption. Therefore, for the subject of the supply of capital, interest acts as income. The higher the interest rate, the more individuals will act as sellers on the capital market.
№ 464257   Added MegaMozg 16-03-2024 / 02:12
To produce goods and services, enterprises can use their own resources and borrowed ones purchased on the capital market. The capital market is the sphere of borrowed money movement for the acquisition of capital goods.
№ 464255   Added MegaMozg 16-03-2024 / 02:06
In the factor of production market, modern economic theory understands capital as physical capital, which appears in the form of enterprise inventories, equipment and other production resources. owned by firms and other organizations. In other words, capital includes all human-created resources used to produce goods.
№ 464254   Added MegaMozg 16-03-2024 / 02:03